Whatever the reason, make sure youre sincere and friendly in your letter, as Convergent Outsourcing are unlikely to grant your request if youre demanding and angry. As Convergent Outsourcing, Inc., we operate as a third party debt collector for our clients. North Carolina Residents: This agency is licensed by the North Carolina Department of Insurance, Company Number: 119507691, 119500362, 119500979, 119500976, 119506893, 119507004, 119506891, 119506890, 119506889, California Residents: California license pending. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. Was just about to apply for an apartment and bam, get hit with a collection the same amount of the ones I just paid off. Disclaimer: This story was originally published on August 31, 2020, on BetterCreditBlog.org. They also collect medical debts. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. For visitors with visual disabilities, access to this website, including our FICO Data Privacy Policy, is available through assistive technologies, such as BrowseAloud, JAWS, VoiceOver, Narrator, ChromeVox, and Window-Eyes. After I asked them to send the paperwork, I did get it, but I called them and they said now it was for a debit card from a United Credit National Bank. Also make sure to file a complaint with your state attorney generals office. I called Sprint to get some information on the account. I use Credit Karma to keep track of my record, although I haven't been on the non-tax side of it for a while now. This company does not follow FCRA laws and should be sued into bankruptcy for all the hard they do. If a CA buys a debt they can report as if they were the OC. If you are unsure whether we have your current information, call us to confirm that your email and mailing address are correct and request any necessary corrections. I was stunned. Convergent Outsourcing/Sprint Help - myFICO Forums - 6579365 I have sent numerous validation letters and no response! Need Help Clearing Up Convergent Outsourcing Collections - reddit Further information is available in our FICO Data Privacy Policy. R-1234567). (Sales might work too, you just want someone who can take your payment). https://www.sprint.com/en/landings/chat.html, https://www.elliott.org/company-contacts/. Sprint sent account to collections, Convergent Outsourcing. I told them I had never had an account with this place and have NEVER owed such an amount to anyone. I'd only worry if they fail to indicate that you paid the debt. If they agree that the entry is inaccurate, theyll remove it from your credit report. If I pay within 14 days of receiving the letter I only have to pay a third of the $1200.I never used Dish Network. All business will get complaints. Do you owe Convergent Outsourcing money? The contact details for Convergent Outsourcing are: 800 SW 39th Street. Learn more. They are supposed to do that when it's paid. Therefore, its important to understand your consumer rights to prevent Convergent Outsourcing from walking all over you. Company website run by crooks outside USA pretending to be in USA to get USA money taking your hard-earned dollars funneling it to the country of Peru, Better Business Bureau of South Florida BBB of South Florida Andre Amaro and the BBB of South Florida are harassing me and my small business! When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. Sprint sent account to collections, Convergent Outsourcing. Hence, the persistent phone calls and emails. Work with Sprint directly if they still own the debt. Late reply, but i got them deleted off all 3 via disputes with the agencies themselves essentially just claiming "No contract". Work with Lemberg Law out of Wilton, CT. Calls coming from Atlanta, Georgia. bureaus (they were only reporting to two). Watch to learn more! Opinions are our own, but compensation and in-depth research determine where and how companies may appear. The only advice I can offer you is not to feed into their urgency. Hiding negative complaints is only a Band-Aid. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. Renton Washington, Jefferson Capital Systems LLC Convergent Outsourcing Inc St. My payment to CO is on the 15th of this month. I have never purchased anything from this company and am not familiar with this billing. Join our community, read the PF Wiki, and get on top of your finances! I don't think however that once you have the debt paid (however you do it) you should worry about on your report. FTC's website on credit. If someone knows please reply. And that my Identy had been stolen last year. After being contacted in writing by Convergent Outsourcing, Inc. on June 1st, 2020, and made aware of an alleged debt, I contacted Sprint regarding this account. Originating in 1950, its current headquarters are in Renton, Washington. For more than sixty years, Convergent has worked with clients in process outsourcing, revenue cycle and receivables management. So from what I am seeing, either way, Convergent can legally have it on your report. Welcome to the Sprint subreddit where we discuss news, user feedback, phone updates, tips and tricks, technical advice, and Customer Care experiences. This profile has not been claimed by the company. I let him know I didnt make this bill. Convergent Healthcare | LinkedIn My tertiary goal is to pay as little as possible. - Send one more email to executive office asking nicely again to have it deleted. I made arrangement to pay for some equipment for renting it, I did not owe them any money. IF they said yes, it would be deleted, confirm with them again after paying. It was gone off my reports within 2-3 days. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Please note that it is Sprints policy to have its Outside Collection Agencies report any unpaid debt to the 3 major credit bureaus; If the customer reaches a settlement arrangement with the agency and pays the agreed upon amount the reporting will be changed to show a charge off settled in full. Copyright 1997-2023 Ripoff Report. Since I paid what I owed to Sprint how can they possibly own this debt? It isn't always easy to remove a collection account, but the following strategies can make it possible: A debt collection agency will try to coerce payments out of you in any way it can because thats how it makes money. It was easy and if you've been harassed by them you need to do this. I called sprint back and spoke with a gentleman this time. Convergent Outsourcing received and responded to numerous requests for validation as well as requests for credit deletion in exchange for payment. It was founded in 1950 and currently has about 2,300 employees across 12 offices. Stop breaking the law. I disputed the claim and was told they would confirm with the company before any further actions took place. If Sprint sold it, you may have gave Sprint free money as they have no legal right to collect anymore but still legally owe Convergent. INC. FIRST BANK AND TRUST MIDLAND FUNDING, LLC Sent me a settlement statement for a bill to this company. Once you reach an agreement, ask to get the terms sent to you in writing via certified mail, and dont make your first payment to Convergent Outsourcing until you receive it. They wont respond to anything but complaints saying they have validated it which is a complete lie. Lots 81-82 Street C Improving your credit takes time, but its worth it. They were one of my last collections some months back and although my situation is slightly different, they removed the collections on my report immediately when I settled with them. Why do these companies have such power to impact your credit so easily. A translation and description of commonly-used debt collection terms is available in multiple languages on the New York City Department of Consumer and Worker Protections website, www.nyc.gov/dca. Established in 1998 with roots dating back to 1950, Convergent is a leading provider of customer care outsourcing, receivables management and . Consumers want to see how a business took care of business. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. If push comes to shove and you need to take legal action, its your word against the agencys. GO over it with them and see what they got. We also do not buy debts the debt that you may owe is still owned by the original creditor. I asked them if I paid it or settled it if theyd removed it completely, Pay for deletion. They're trying to collect $2,200.39 of which I have no idea what this is. It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. All rights reserved. Convergent Outsourcing, Inc. is a highly responsive, integrated customer engagement organization helping clients optimize relationships with their customers through enhanced, unified communication. - Wait a few days, it most likely won't be deleted even if they said it would. Like it or not. Just wanted to share. Originating in 1950, its current headquarters are in Renton, Washington. Your account number is located on the top right-hand side of the letter sent to you from Convergent; it will start with a letter of the alphabet followed by a number (i.e. In business since 1950, Convergent is one of Americas leading collections agencies. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. I'm going to keep trying but need some insight or anyone with experience that has had success with a PFD. they cannot deliver what they say an insane amount of money Pittsburgh Pennsylvania, Attorney Sharon K. Campbell COLLUDES with Wells Fargo Dallas Texas, BlackSwanCapital.co Black Swan Enterprises Peter Tumbas Black Swan Capital The offered guaranteed low-cost financing if I first stepped in high-cost short term financing New York New York, Geeks Ondemand LLC, Lizeth Lagomarcino Papaleo Geeks Ondemand LLC, The Geeks Mob SCAM! If everyone got a successful deletion after missing a payment for any reason. We believe in customer service and want to make it easy as possible for people to pay the debts they owe. Ripoff Report | Complaints Reviews Scams Lawsuits Frauds Reported. It believes youre more likely to pay if youre desperate to get rid of it. Read More . Please call us at 1-800-444-8485. They said they didnt do that when clearly they did because it is listed as paid on my credit report. So, now I'm not sure how to handle this. Convergent Outsourcing is a debt collection agency that's been in business since 1950. Many companies featured on Money advertise with us. For more information or to verify license status, visit the NMLS Consumer Access website at https://www.nmlsconsumeraccess.org/. I don't dispute that I ever had a Sprint account. A link has directed you to this review. Convergent Outsourcing is one of Americas leading collection agencieswith offices across the country. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. I would even consider pay for delete in full. When I left Sprint in late 2015, all my devices were sent to T-Mob as trade-ins. How did you get in contact with them i need to pay something off but cant reach them. It will pass in time. But, I believe that a majority of the amount that they are claiming that I owe is due to an early termination fee - on an ipad account that I don't believe I terminated early (i.e. Phone Number listed as (800) 282-2644; additional original listing: Credit One Bank, N.A. I'm a 100% disabled veteran and have worked diligently to restore my credit after my military injury. Check your credit report 30 days after you make your first payment.